Essential Strategies for New Home Buyers


by Ashley Kinder on Owning The Fence

Purchasing a new home can be an exciting venture, one that will bring great rewards in the years ahead. As you begin to think about buying a house, you should keep these important tips in mind:

  • Protect and improve your credit score.  Having a good credit score will help you get approved for a mortgage and get a better interest rate.  Make sure you pay all your bills on time and keep your credit card balances low.
  • Figure out your budget.  Look at your income and decide how much of a monthly mortgage payment you can afford.  Make sure to leave room in your budget for possible home repairs.  The best thing you can do is sit down with a lender and get pre-approved for a mortgage.  This will also allow you to know right from the start what price ranges to look in.
  • Know what you want.  Knowing exactly what you need, want, and can live without will help you narrow down your choices and find the perfect house.  Your agent will focus on showing you houses that fit your criteria and will be a good match for your lifestyle.

Need more advice for new home buyers? Please call or visit any of our offices in Western Montana for experienced, professional agents that can guide you through the home buying process.