Western Montana Real Estate

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Your Western Montana Living Resource. It’s time to start living the Montana Way.

We are your Western Montana Real Estate specialists.  With office locations in Missoula, Hamilton, Polson, Kalispell, Meadow Lake, Libby, Deer Lodge and the Southgate Mall in Missoula.

ERA Lambros Real Estate
Phone: 406-532-9200
Toll Free: 888.735.sold
Fax: 406-532-9330
http://eralambros.com
 
 
June 9, 2016 · by Gabrielle · Commercial Real Estate, Real Estate, Uncategorized

ERA Lambros Real Estate would like to congratulate Julie Gardner, the McQuirk Team, Cheryl Smith, Barb Riley, Bessie Evans, Cora Gilmore Nelson, and Jim Cockriel on earning Top Producer for the month of May! Visit any of our offices in western Montana for the most professional and knowledgeable real estate agents in the business.

May 2016 Top Producer

June 6, 2016 · by Gabrielle · Commercial Real Estate, Real Estate, Uncategorized

Looking for a home in Western Montana?  Check out our monthly relocation guide!

Lambros Tab June 2016

 

May 3, 2016 · by Gabrielle · Commercial Real Estate, Real Estate, Uncategorized

ERA Lambros Real Estate would like to congratulate Jack Wade, Ed Coffman & Karen Reyner, Sandra Brown, Mark Nelson, Bessie Evans, and Angela Vande Garde on earning Top Producer for the month of April! Visit any of our offices in western Montana for the most professional and knowledgeable real estate agents in the business.

April 2016 Top Producer

April 27, 2016 · by Gabrielle · Real Estate, Uncategorized

From the National Association of Realtors

This great infographic from NAR looks at the trends in home buying and the outlook for the market.  For more detail and the full data used to create the infographic – check out the Spring 2016 HOME Survey results.

2016-spring-home-buying-trends-infographic-03-28-2016-full

April 12, 2016 · by Gabrielle · Uncategorized

ERA Lambros Real Estate would like to congratulate Tory Dailey, Ed Coffman & Karen Reyner, Cindi Tack, Barb Riley, Bessie Evans, Jim Cockriel, and Shawna Norry on earning Top Producer for the month of March! Visit any of our offices in western Montana for the most professional and knowledgeable real estate agents in the business.

March 2016 Top Producer

March 9, 2016 · by Gabrielle · Commercial Real Estate, Real Estate, Uncategorized

ERA Lambros Real Estate would like to congratulate Jack Wade, Julie Gardner, Cheryl Smith, Mark Nelson, Bessie Evans, Irene Marchello, and Rod Delaney on earning Top Producer for the month of February! Visit any of our offices in western Montana for the most professional and knowledgeable real estate agents in the business.

February 2016 Top Producer

March 3, 2016 · by Gabrielle · Real Estate, Uncategorized

A recent survey done by Bankrate.com and published by REALTOR magazine suggests that most non-homeowners have not purchased a home yet because they believe their credit would not qualify them for a mortgage and they can’t afford a down payment.

Many non-homeowners assume that they need a 20% down payment, which just isn’t true.  FHA loans are available with as little as 3.5% down and conventional loans with as little as 3% down.

If you would like to find out if buying a home is a real possibility for you, then follow these steps:

  1. Visit a mortgage lender to get a better idea of what kind of property you can afford.  They will be able to help you figure out how much you can afford every month and what you will need for a down payment.
  2. Find the Rent Price Ratio for your area.  Take the price of the home and divide it by your annual rent.  If the resulting number is greater than 20, renting is best.  If the number is less than 15, buying is definitely the way to go.  Rent Price Ratio – In Real Life_Page_1Rent Price Ratio
  3. Now that you have more information at your disposal there are two important questions left to ask yourself; Do you have the money for a down payment or can you save up for one?  Do you plan on spending 5 or more years in whatever house you buy?

If you answered yes to these questions and the Rent Price Ratio is favorable, then you may be ready to buy your own home!  Now is the time to get pre-approved for a mortgage, shop your lender options, and find a knowledgeable real estate agent in your area.

Western Montana Real Estate offices located in Missoula, Missoula Southgate Mall, Hamilton, Kalispell, Libby, Polson and Deer Lodge © 2014 Lambros ERA